Our Program

MYANGKASA EMAS MEDICARE SDN BHD offers healthcare to its members through the Program EMAS for a Sustainable Lifestyle.

Healthcare Protection

Cash Back Rewards Card

Funeral Services Management

Will Writing Services

Program EMAS Objectives

Program EMAS is designed specifically to achieve the following objectives:

· To provide better lifestyle services for cooperative members.
· To provide assistance for medical expenses and hospital admissions.
· To provide specialized financial assistance to the beneficiary in the unfortunate event of an accident or death of a member.
· To reduce the financial burden of members and families with regards to medical costs which continue to increase every year.

Comprehensive Healthcare Protection (Takaful / Insurance)

Protection against life's uncertainties

The comprehensive protection provided by Program EMAS which covers the following benefits:
  • Life coverage benefits (Insurance/Takaful)
  • Accident coverage
  • Hospital Admissions costs
  • Outpatient Treatment (GP clinic only)

Travel with peace of mind

Program EMAS members can now travel abroad with assurance knowing that they are supported by an emergency assistance service that provides advice and medical assistance to members who are going overseas for a trip.

Members can obtain access to international assistance which provides medical and travel guidance at any time. Members can access information in over 200 countries and 300 cities around the world and get in touch with the Help Center for assistance or advice whenever needed.

And for added peace of mind, hospital admissions for Program EMAS members who are abroad will be managed by Aspire Lifestyles. Aspire Lifestyles is an International SOS company which is part of the renowned International SOS, the world’s leading medical and security risk services company.

Overseas Emergency Assistance
Professional Funeral Management Services

Relief at time of distress

The Program EMAS also provides professional funeral management services. This service is exclusively offered to all Muslim Malaysian citizens and permanent residents and covers the whole of Malaysia, including Sabah and Sarawak.

In the unfortunate event of the death of a Program EMAS member, the beneficiary may choose to use the funeral management services – without any cash payment required.

Our funeral service provider has a team that is always on standby, 24 hours a day to ease the management of such unfortunate events.

Solutions tailored to suit your needs

Perpetual Trustees Berhad provides services which cover Corporate Trusts, Individual Trusts, Will writing and Custody, Custodianship services and Estate Administration.

Specifically, for Program EMAS, members who appoint Perpetual Trustees Berhad as Trustees will benefit in the form of rebates for will writing fee and estate administration fee by Perpetual Trustees Berhad.

Perpetual Trustees Berhad has a wide range of trust products to meet diverse individual needs.

Perpetual Trustees Berhad has the skills to restructure trust products for individuals who have high value assets both locally and abroad.

Discounted Will Writing Fee & Estate Administration Fee
Cash Back Rewards Card Features & Benefits

Rewards that you will love

Program EMAS also offers a Cash Back Rewards Card and numerous benefits to the cardholder through a strategic partnership with ICT Commerce Sdn Bhd.

Application for the card is relatively hassle-free. The card is offered to all Program EMAS members aged 18 and above.

Key benefits of the card include:

  • Discounts and rebates deducted instantly on usage of the Cash Back Rewards card at all participating merchant outlets.
  • Electronic transactions using QR codes for cashless and hassle-free purchases.
  • Card-to-Card transfers allows funds to be transferred instantly among card holders.
  • Local and international payment acceptance at any of the Merchant outlets with VISA payment terminals.
  • Prepaid accounts and transactions are secured by Bank Trust account.
  • A SIX (6) digit secured pin number is needed for every transaction made.
  • Maintaining balance is free, no additional interest charges

Let's make a difference in everyone's lives

A quality lifestyle and healthcare for all at reasonable cost. Our agents are ready to help you with all your needs. Find yours today!
Have any questions? Contact Us
Customer Care
1 800 22 7772 (9 AM – 6 PM)
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