Enrolment fee rates are the same for every individual, either male or female, under the age of 64 years and 6 months. (From the Age of 64 years and 6 months to 70 with Health declaration and subject to the underwriter’s approval)
The Program EMAS offers comprehensive takaful/insurance protection which include:
*Subject to terms and conditions.
* The above protection schedule is a joint venture with the company’s selected insurance and takaful provider.
*Acceptance of pre-existing illness is subject to the approval from underwriters with terms and conditions to start the coverage after 12 months.
*The above benefits are subject to terms and conditions of the underwriters.