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Terms of Use


By accessing this website (the ” MyAngkasaEmas Website”) and using its content, you acknowledge and you agree that you have read and understood the following terms of use and you agree to be bound by them. Do not use the MyAngkasaEmas Website, if you do not agree with these terms of use. As used below, the terms “MyAngkasaEmas”, “we”, “us”, and “our” refer to My AngkasaEmas Medicare Sdn Bhd

Use of Content

The content is available for information only. The posting of content and access to the MyAngkasaEmas Website do not render, either explicitly or implicitly, any provision of services or products by us. Information concerning Medical and life insurance or services is only available through the respective affiliate company that carries on such business.

No Offer

No information on the MyAngkasaEmas Website is or should be interpreted as an offer or a solicitation for an offer, as investment, legal, tax or other advice. Where such is needed, an independent professional should be consulted.

No Duty to Update

All content on the MyAngkasaEmas Website is published as of its date only. We assume no responsibility to update or amend.


All content of the MyAngkasaEmas Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by MyAngkasaEmas Sdn Bhd. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of “framing” technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of MyAngkasaEmas.

Trademarks, Service Marks and Logos (“Marks”)

The marks appearing on the MyAngkasaEmas Website are the property of MyAngkasaEmas.

No Warranty

All content on the MyAngkasaEmas Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided on an “as is” basis without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information on the MyAngkasaEmas Website and expressly disclaim any liability for errors or omissions therein.

We do not warrant that the functions of the MyAngkasaEmas Website will be uninterrupted and/or error-free, that defects will be corrected or that the MyAngkasaEmas or the server that makes it available are free from computer viruses or other harmful components.

Limitation of Liability

We expressly disclaim any liability, whether in contract, tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the MyAngkasaEmas Website or reliance on its content, or use of its material, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the MyAngkasaEmas Website, regardless of our knowledge thereof.

Hyperlinked and Referenced Websites

Certain hyperlinks or referenced websites on the MyAngkasaEmas Website may for your convenience forward you to third parties’ websites, which generally are recognized by their top level domain name. Their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites. We further do not warrant that the hyperlinks or referenced websites are free from viruses and expressly disclaim any liability for any and all of their content and damages resulting from its use.
MyAngkasaEmas is not in any way responsible for the content of any site owned by a third party that may be linked to its internet sites by hyperlink, whether such hyperlink is provided by MyAngkasaEmas or by a third party.
Users and sites may include a link to MyAngkasaEmas internet site only by pointing to its homepage and only if any discussion of MyAngkasaEmas is truthful and not misleading. MyAngkasaEmas makes no representations whatsoever about any other internet site which you may access through this website. When you access a non-MyAngkasaEmas internet site, please understand that it is independent, and that MyAngkasaEmas has no control over the content on that internet site. In addition, a link to a non-MyAngkasaEmas internet site does not imply that MyAngaksaEmas endorses or otherwise accepts any responsibility for the content, or the use, of the linked internet site.

By accessing the MyAngkasaEmas Website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the MyAngkasaEmas Website.

Reservations of Rights

We reserve the right to replace, change, modify, add to, or remove portions of these terms of use at any time.

Jurisdiction, Severability

Any action arising out of these terms or MyAngkasaEmas Website shall be litigated in, and only in, courts located in Malaysia, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any of these terms is held unenforceable, the validity or enforceability of the remaining terms will not be affected.

No Confidential Information

Allianz does not wish to receive confidential or proprietary information through the Allianz Website. Please note that any information or material sent to Allianz will be considered not confidential. By sending Allianz any information or material, you grant to Allianz an unrestricted, irrevocable license to use, reproduce, display, perform, modify, transmit and distribute those materials or information. You also agree that MyAngkasaEmas is free to use any ideas, concepts, know-how or techniques that you send MyAngkasaEmas for any purpose.


There are no implied or express warranties on the materials in this site. MyAngkasaEmas does not warrant or represent that the materials in this site are correct, accurate, or reliable. You assume the entire cost of all necessary servicing, repairs, or correction of any device damaged due to your accessing the internet materials contained in the MyAngkasaEmas Website. This disclaimer applies even if MyAngkasaEmas or its agent has been advised of the possibility of such damages. .

No Reliance

While MyangkasaEmas uses reasonable efforts to obtain information from sources which it believes to be reliable, MyAngkasaEmas makes no representation that the information or opinions contained on theMyAngkasaEmas Website is accurate, reliable or complete. The information and opinions contained in the MyAngkasaEmas Website are provided by MyAngkasaEmas for personal use/reference and information only and are subject to change without notice. Nothing contained on the MyAngkasaEmas Website constitutes investment, legal, tax or other advice nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific independent professional advice before making any investment decision.

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1 800 22 7772 (9 AM – 6 PM)
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